True Out-of-Pocket Costs

Acronym: TrOOP

True out-of-pocket (TrOOP) costs are amounts you pay for covered Part D drugs that count towards your drug plan’s out-of-pocket threshold. Your yearly deductible, coinsurance or copayments, and what you pay in the coverage gap all count toward this out-of-pocket limit. The limit doesn’t include the drug plan’s premium.